Ryan was absolutely terrific to work with. I initially contacted him after doing research on mortgage brokers. He was very attentive to my long-term real estate plan and offered his expert opinion about how better to execute it. During the loan process, he and his team were on top of everything, and Ryan was available to answer all my questions along the way. We had a quick turnaround to close on the property and Ryan and his team made it happen! On the closing day, he called to congratulate me. He is a great person to work with, very professional, and extremely personable.

  It's amazing how much we're going to be saving over the years. The team did a wonderful job at making this easy for us. Only one in-person contact was need to finalize the transaction. Perfect for these times.

  Ryan, Jay and the entire team at were BEYOND helpful during my refinancing process. They made everything so easy for me and my co-signers (who live across the country!) and I could not be happier with the outcome. They also connected me with a home insurance agent as I needed a new plan and I was able to save even more money! Saved big bucks during a tough time and now I have my go-to folks! Thank you Ryan, Jay and the entire team!

  We want to thank all of you for such an easy process to complete our refi. Bruce got us a great rate, jimmy and Shelly got our paper work done efficiently, and all answered all our questions very cheerfully. We will certainly recommend you to anyone we know who needs a loan .

  Ryan and his team are simply top notch. From pre-approval to closing we have received nothing but stellar service and frequent updates. As first time home buyers, we were not sure what we were getting into, but Ryan helped us figure it out quickly and easily. Even our realtor said that Ryan and his team were the easiest lenders they have ever worked with. I will definitely be recommending Ryan to my friends and family.