Austin's Trusted Lender for Over Two Decades
Since 2002, Leahy Lending has been the go-to mortgage specialist for self-employed individuals, investors, and complex borrowers throughout Austin and beyond.
Leahy Lending, a DBA of Kyber Mortgage Corporation, has been serving Texas clients since 2002. Over $1 billion in loans funded reflects the company’s residential mortgage lending history.
2002
Founded in Austin
20+
Years of Experience
$1B+
Loans Funded
258+
Five-Star Reviews
We Specialize in the Clients Others Turn Away
Leahy Lending was founded on a simple premise: self-employed individuals deserve the same access to premium home financing as W-2 employees. The traditional mortgage system was not built for entrepreneurs, business owners, and self-employed professionals — so we built something better.
For over 20 years, we've been helping Austin's most successful self-employed individuals finance homes from $800K to $20M. Our clients are business owners, real estate investors, consultants, physicians, attorneys, and entrepreneurs — people who have built significant wealth but whose tax returns don't reflect their true financial strength.
The Principles That Guide Every Loan
Transparency
We explain every option, every fee, and every step of the process. You'll never be surprised at the closing table.
Expertise
Over two decades of specialized experience in non-traditional mortgage financing for self-employed borrowers.
Volume Pricing
We originate more self-employed and non-QM loans than most lenders in Texas. Our volume earns preferred pricing — which we pass directly to you.
Advocacy
We work for you, not the bank. Our goal is to find the best financing solution for your unique situation.
Speed
In-house processing and underwriting means we can close in as few as 21 days — without sacrificing quality.
Community
We believe in giving back — serving Scouts of America, Lake Hills Church, and organizations empowering children in our community.
"It is our responsibility to materially change the world for those we touch."
— Ryan Leahy, Founder & CEO
Meet the People Behind Leahy Lending
Ryan Leahy
Founder & CEO
CMPS · CDLP
NMLS# 209010
Since founding Leahy Lending in 2002, Ryan has built one of the most trusted mortgage teams in Texas for self-employed individuals and complex borrowers. Recognized by the Austin Business Journal as one of Texas' top home financing producers and a Five Star Mortgage Professional for nearly a decade, Ryan's uncanny ability to structure a loan and relentless commitment to closing on time has made him the go-to lender for the most successful entrepreneurs and executives. A Certified Mortgage Planning Specialist (CMPS) and Certified Divorce Lending Professional (CDLP), Ryan brings a depth of expertise that goes far beyond the transaction.
Eric Bennett
Executive Vice President
25+ Years of Mortgage Experience
NMLS# 288376
Eric Bennett brings over 25 years of experience in retail, wholesale, and consumer direct lending. As EVP of Leahy Lending, Eric specializes in creative finance and complex mortgage products — including seller financing, wraparound mortgages, and non-QM solutions. His background spanning sales, operations, and management gives him a comprehensive big-picture understanding of the mortgage industry, and his commitment to white-glove service has earned him a reputation as one of the most trusted advisors in the business.
James Bonacci
Branch Manager
Luxury Sales Background
NMLS# 1989954
A native New Yorker with a luxury-sales background in private jet sales, James brings tireless work ethic and an elevated standard of service to every client relationship. As Branch Manager at Leahy Lending, James understands that buying a home is not just a transaction — it is helping clients fulfill a lifelong dream. Available off-hours and always responsive, James has earned a reputation for treating every client as if they are his only one.
Lacey Misch
Operations Manager
Licensed Loan Officer
NMLS# 2380985
With over five years in the mortgage industry, Lacey Misch has grown from executive assistant to Operations Manager at Leahy Lending — earning her Loan Officer license along the way. Her background in hospitality and deep knowledge of the lending process make her a detail-driven operator who keeps every file moving seamlessly from application to close.
Currently Licensed in 14 States
We are actively pursuing licensure in 30+ additional states. If your state is not listed, contact us — we may already be in process.
Ready to Move Forward with Confidence?
Schedule a no-obligation consultation. We'll review your financial profile and identify the best path to financing your next home.