Our Servicestrusted Mortgage solutions
The Best Home Financing Programs
Home Loans For Texas Homebuyers
Whether a first-time homebuyer or looking to refinance your home in Texas, our team has the home loan programs to fit your need.
Looking to fund your home in another state? We make it easy! Contact our team for more information.
What sets us apart? Our fast service, competitive rates, and backing by Hometown Lenders Inc. make our offerings competitive in the Texas homebuying market.
Our Home Financing Solutions
Loan Programs for Every Need
- Fixed interest rate
- Flexibility on the length of your loan
- Loans up to $548,250
- Higher credit score requirements than other types of loans
- Insurance required on loan with a higher than 80% LTV
- Higher down payment requirement than federally-insured loan programs
- Less strict credit requirements than conventional loans
- Smaller down payments – FHA loans only require a 3.5% down payment
- Ability to get a better interest rate with worse credit
- Mortgage insurance payments
- Smaller loan limits than conforming loans – 65% of an areas conforming limit
- Home you are purchasing must meet FHA guidelines
- Ability to only make interest payments until construction is complete
- More flexible terms if you obtain your funds from a hard money loan
- Construction loans can be used for everything in the construction and loan process
- Higher interest rate
- Shorter length to repay loan
- More difficult to qualify for if you go through a bank
Green Mortgage Loans
Adjustable Rate Mortgage
*Loan solutions can vary. Please contact us for more information about loan programs available in your area.