Privacy Policy

Kyber Mortgage Corporation dba Leahy Lending ("Leahy Lending," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or interact with our mortgage services.

1. Information We Collect

We may collect the following types of information: Personal Identification Information: Name, email address, phone number, mailing address, and other contact details you provide when submitting a consultation request or loan application. Financial Information: Income details, employment information, asset information, credit history, and other financial data necessary to process your mortgage application. Usage Data: Information about how you access and use our website, including IP address, browser type, pages visited, and time spent on pages. Communications: Records of your communications with us, including emails, phone calls, text messages, and form submissions.

2. How We Use Your Information

We use the information we collect to: process and evaluate your mortgage application or consultation request; communicate with you about your loan, application status, and related matters; comply with applicable laws, regulations, and regulatory requirements; improve our website, services, and customer experience; send you information about loan programs, rates, and services that may be of interest to you (with your consent), including by email, phone, and SMS text message where permitted; and prevent fraud and ensure the security of our services.

3. How We Share Your Information

We do not sell your personal information to third parties. We may share your information with: Lending Partners (wholesale lenders and investors who may fund your mortgage loan); Service Providers (third-party vendors who assist us with technology, processing, compliance, and other business functions, subject to confidentiality agreements); Credit Bureaus (as necessary to obtain credit reports and report loan performance); Regulatory Authorities (as required by law, regulation, or legal process); and Business Transfers (in connection with a merger, acquisition, or sale of assets, subject to confidentiality protections). We do not sell or share your mobile phone number, SMS consent, or SMS opt-in/opt-out data with third parties or affiliates for their own marketing or promotional purposes.

4. Data Security

We implement industry-standard security measures to protect your personal information, including encryption, secure servers, and access controls. However, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security of your information.

5. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and understand user behavior. You may disable cookies through your browser settings, though this may affect certain website functionality.

6. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, including: the right to access the personal information we hold about you; the right to correct inaccurate or incomplete information; the right to request deletion of your personal information (subject to legal and regulatory requirements); and the right to opt out of marketing communications. To exercise these rights, please contact us at ClientCare@LeahyLending.com.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites and encourage you to review their privacy policies.

8. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy on our website with an updated effective date. Your continued use of our services after such changes constitutes your acceptance of the updated policy.

10. Contact Us

If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us: Email: ClientCare@LeahyLending.com | Phone: (512) 240-2897 | Mail: Kyber Mortgage Corporation dba Leahy Lending, 9050 N. Capital of Texas Hwy, Ste 390, Austin, Texas 78759.

11. NMLS and Regulatory Disclosures

Kyber Mortgage Corporation dba Leahy Lending, NMLS ID 2653540. Licensed in Texas and other states. See www.nmlsconsumeraccess.org for licensing information. Equal Housing Lender.

12. SMS Text Messaging Program

By checking the SMS consent box on our forms and submitting your information to Kyber Mortgage Corporation dba Leahy Lending, you provide your prior express written consent for Leahy Lending to send you SMS text messages related to your mortgage inquiry, application, or loan and, where applicable, informational and marketing messages about our products and services. Message frequency may vary. Message and data rates may apply.

You are not required to provide SMS consent in order to inquire about, apply for, or obtain any mortgage product or service from Leahy Lending. Your decision not to consent will not affect your ability to receive mortgage services from us.

We do not sell, rent, or share your mobile phone number, SMS consent, or SMS opt-in/opt-out data with third parties or affiliates for their own marketing or promotional purposes.

You may opt out of receiving SMS messages from us at any time by replying STOP to any message you receive. If you need assistance, reply HELP or contact us at ClientCare@LeahyLending.com or (512) 240-2897. Wireless carriers are not liable for delayed or undelivered messages.