High-Balance Mortgage Options
For high-value purchases, refinances, and complex financial profiles. Available Super Jumbo mortgage programs up to $5 million. Case-by-case financing paths up to $20 million may be available.
Loan amount, documentation, property type, credit, assets, down payment, pricing, and other requirements vary by borrower, lender, and program.
How a DFW Super Jumbo Review Works
A Super Jumbo request sits beyond standard jumbo program limits, and that changes which lenders are in scope and how the file is reviewed. Fewer programs apply, and the ones that do tend to look closely at the whole financial picture rather than a single qualifying figure. A Dallas–Fort Worth purchase above standard jumbo limits narrows the available programs, which is why the conversation starts earlier.
Available Super Jumbo mortgage programs up to $5 million. Case-by-case financing paths up to $20 million may be available. A request above available program limits is reviewed individually rather than against a standard program, which is why the conversation starts earlier and covers more ground.
Not sure whether your loan amount falls within an available program or needs a customized path? Explore your options in a scenario review.
Start a Scenario Review →Potential Qualifying Paths
Super Jumbo requests benefit from being discussed before an application is started, because the available paths narrow as the loan amount rises and the documentation expectations differ between them.
The right path depends on the loan amount, the property, how you document income, and your asset position. Bank statement, 1099, profit and loss, asset-utilization, and No Ratio conversations can all combine with a high-balance request.
Super Jumbo requests benefit from being discussed before an application is started, because the available paths narrow as the loan amount rises and the documentation expectations differ between them.
A bank statement mortgage option conversation may be worth exploring depending on how you earn income, the property you are considering, and which documentation best reflects your situation.
An asset utilization conversation may be worth exploring depending on how you earn income, the property you are considering, and which documentation best reflects your situation.
A self-employed mortgage conversation may be worth exploring depending on how you earn income, the property you are considering, and which documentation best reflects your situation.
For borrowers whose income, assets, and credit profile can be documented through traditional mortgage documentation.
Learn About Your OptionsNot sure which path fits? Start a scenario review, and we’ll help you identify the documentation conversation worth having.
Start a Scenario Review →The Leahy Lending approach
No single document decides a mortgage conversation. Before recommending a direction, we look at what you are trying to accomplish, how you earn or hold income, how that is documented, the property involved, and the options available to you.
The goal of a scenario review is to help you identify the documentation path worth exploring before you begin a secure application. It is not a loan decision, approval, rate quote, or commitment to lend.
Requirements and available options vary by borrower, property, lender, and loan program.
Super Jumbo mortgage questions
Every high-value file is different. These answers explain common Super Jumbo questions. They are not a loan decision or a guarantee of eligibility.
A Super Jumbo mortgage may be relevant for high-value properties or loan amounts beyond standard jumbo program limits. Available Super Jumbo mortgage programs up to $5 million. Case-by-case financing paths up to $20 million may be available.
A jumbo loan exceeds the conforming limit for the county where the property sits. A Super Jumbo request sits beyond standard jumbo program limits as well, which narrows the available programs and changes how the file is reviewed.
Case-by-case financing paths up to $20 million may be available. These are arranged through lender relationships and assessed individually, so availability, terms, and requirements are determined case by case.
Yes. A larger loan amount can be combined with bank statement, 1099, profit and loss, asset-utilization, or No Ratio documentation conversations. Which combination is available depends on the program and the individual profile.
Documentation depends on the program and the path. Larger files generally involve a closer review of credit, assets, reserves, and the property, and the specific requirements are confirmed as part of the loan process rather than in advance.
Yes. A scenario review is a preliminary conversation about your goals, loan amount, documentation, and property plans. It is not a mortgage application, credit decision, approval, commitment to lend, or guarantee of loan terms. Do not submit tax returns, bank statements, account numbers, or Social Security numbers through this form.
Super Jumbo program availability, loan amount, documentation, property type, credit, assets, down payment, pricing, eligibility, and qualification can vary by lender, property, state, borrower profile, and current program guidelines. Available Super Jumbo mortgage programs up to $5 million. Case-by-case financing paths up to $20 million may be available. Nothing on this page is a loan approval, a commitment to lend, a rate quote, or a Loan Estimate.
Next step
If your loan amount sits beyond standard jumbo limits, start with a brief scenario review. We will use your property plans, documentation, and asset position to guide the right conversation.
A scenario review is not a mortgage application, credit decision, rate quote, or commitment to lend.
A flexible documentation path for self-employed DFW borrowers.
Explore DFW Bank Statement OptionsA qualifying-income approach that may consider substantial eligible assets.
Explore DFW Asset Utilization OptionsWORK WITH ERIC BENNETT
For self-employed, complex-income, real-estate investor, and high-balance DFW mortgage scenarios, connect with Eric Bennett for an initial scenario review.
Mortgage options, documentation, eligibility, and terms vary by borrower, property, lender, and program.