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Our Services

Our Loan Solutions

Loan Solutions for Every Need

Conventional Loans


  • Fixed interest rate
  • Flexibility on the length of your loan
  • Loans up to $548,250


  • Higher credit score requirements than other types of loans
  • Insurance required on loan with a higher than 80% LTV
  • Higher down payment requirement than federally-insured loan programs

Learn More       Apply Now

VA Loans


  • Option to put 0% down
  • Lower interest rates than most other loan programs
  • No mortgage insurance


  • Funding fees
  • Can not be used to purchase second home or investment property
  • Loans do not cover the closing costs

Learn More       Apply Now

Jumbo Loans


  • Loan Sizes more than $548,250
  • Ability to buy bigger home
  • Ability to have advantage in highly competitive markets


  • Higher interest rates than conforming loans
  • Higher closing costs
  • Not guaranteed by Fannie and Freddie Mac

Learn More       Apply Now

FHA Loans


  • Less strict credit requirements than conventional loans
  • Smaller down payments – FHA loans only require a 3.5% down payment
  • Ability to get a better interest rate with worse credit


  • Mortgage insurance payments
  • Smaller loan limits than conforming loans – 65% of an areas conforming limit
  • Home you are purchasing must meet FHA guidelines

Learn More       Apply Now

USDA Loans


  • Ability to put 0% down
  • Lower interest rates
  • Ability to build a home with the funds from the loan


  • Home must be in a USDA approved area
  • Income limits
  • Mortgage insurance

Learn More       Apply Now

Construction Loans


  • Ability to only make interest payments until construction is complete
  • More flexible terms if you obtain your funds from a hard money loan
  • Construction loans can be used for everything in the construction and loan process


  • Higher interest rate
  • Shorter length to repay loan
  • More difficult to qualify for if you go through a bank

Learn More       Apply Now

Green Mortgage Loans


  • Makes your home more environmentally friendly
  • Makes your home more affordable in the long run
  • Lower interest rates


  • More documents needed to get your green mortgage approved
  • Complicated loan process
  • Monthly mortgage payments become higher

Learn More       Apply Now

Adjustable Rate Mortgage


  • You have lower payments while your loan still has a fixed rate
  • Your rate could decrease
  • Ability to get a more expensive home due to the lower payments


  • Your rate could increase
  • ARMs are complex
  • Certain caps can cause negative amortization

Learn More       Apply Now

*Loan solutions can vary. Please contact us for more information about loan programs available in your area.

Years of Experience

Number of Loans funded (All time)

Billion Dollars of Loans Funded (All Time)


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Our Services

Providing Our Clients the Best Mortgage Experience

Purchase Loans

We offer a variety of loans to buy your dream home, including Conventional, VA, FHA, Jumbo, and more.


Let us refinance your home to save money, consolidate debt, or put money back in your pocket to invest.

Tools & Resources

Explore your financial solutions with our calculators and free consultation.

Why Choose Us

A Trusted Advisor and Partner for Life

At Leahy Lending, we are committed to earning your respect every time you choose to do business with us. We focus on clear communication, solutions, and satisfaction for each of our client’s unique needs.


What Our Clients Say

  • 5 star review  We want to thank all of you for such an easy process to complete our refi. Bruce got us a great rate, jimmy and Shelly got our paper work done efficiently, and all answered all our questions very cheerfully. We will certainly recommend you to anyone we know who needs a loan .

    thumb Rusty Eulenfeld
  • 5 star review  Ryan, Jay and the entire team at were BEYOND helpful during my refinancing process. They made everything so easy for me and my co-signers (who live across the country!) and I could not be happier with the outcome. They also connected me with a home insurance agent as I needed a new plan and I was able to save even more money! Saved big bucks during a tough time and now I have my go-to folks! Thank you Ryan, Jay and the entire team!

    thumb Anika Kleingartner
  • 5 star review  My friend suggested Ryan Leahy's lending team as we were first time home buyers. From the initial stages of introductory discussions, we found Ryan to be very patient, prompt, attentive & responsive to any questions or queries we had. During entire Home loan process, he and his team was always on top of everything, guiding us through with proper due diligence expected. Due to this we were able to close on time even while on tight schedule. Ryan is a great person, very professional & pleasure to work with. I highly recommend Ryan Leahy & his team !!

    thumb Uday Pardeshi
  • 5 star review  It's amazing how much we're going to be saving over the years. The team did a wonderful job at making this easy for us. Only one in-person contact was need to finalize the transaction. Perfect for these times.

    thumb Wesley Wolter
  • 5 star review  Ryan and his team are simply top notch. From pre-approval to closing we have received nothing but stellar service and frequent updates. As first time home buyers, we were not sure what we were getting into, but Ryan helped us figure it out quickly and easily. Even our realtor said that Ryan and his team were the easiest lenders they have ever worked with. I will definitely be recommending Ryan to my friends and family.

    thumb Haydn Jones

Find a Loan Officer

Start your application with one of our Loan Officers today.

Frequently Asked Questions


What does Leahy Lending provide?

Leahy Lending provides Mortage Loans and other lending solutions for clients in the Texas area. 

How can I start a loan application?

Start a loan by filling out our application form here or finding a loan officer.

I need to speak with someone.

We’re happy to help. Please email us at leads@leahylending.com or call us directly at (512) 543-2558.  You can also visit our Contact Page for more ways to get in touch with us.

What is pre-qualification?

Pre-Qualification begins your loan process. During pre-qualification, you will gather information on your income and debts and give it to your loan officer. Once the loan officer has this information, they can begin to assess how much the borrower should qualify for when purchasing a home. If the borrower is considering multiple different loan programs, they should get pre-qualified for each program, since down payment, credit and debt requirements differ between programs.

Being pre-qualified is not a full analysis on how much the borrower can actually qualify for, other factor may increase or decrease that amount when a more in-depth analysis is done later in the loan process. Some of these factors include: credit, length of employment, type of income, debt, liens or judgments, property type or condition, and other issues that come up during the approval process.

How long is the loan process?

Depending on the type of loan the borrower is applying for, number of documents necessary, and state of the borrower’s personal finances, the time frame will vary. Typically, the loan process will take anywhere between 10-45 days.