Browse Our Programs
Our Loan Programs
Loan Programs for Every Need
- Fixed interest rate
- Flexibility on the length of your loan
- Loans up to $548,250
- Higher credit score requirements than other types of loans
- Insurance required on loan with a higher than 80% LTV
- Higher down payment requirement than federally-insured loan programs
- Less strict credit requirements than conventional loans
- Smaller down payments – FHA loans only require a 3.5% down payment
- Ability to get a better interest rate with worse credit
- Mortgage insurance payments
- Smaller loan limits than conforming loans – 65% of an areas conforming limit
- Home you are purchasing must meet FHA guidelines
- Ability to only make interest payments until construction is complete
- More flexible terms if you obtain your funds from a hard money loan
- Construction loans can be used for everything in the construction and loan process
- Higher interest rate
- Shorter length to repay loan
- More difficult to qualify for if you go through a bank
Green Mortgage Loans
Adjustable Rate Mortgage
*Loan programs can vary. Please contact us for more information about loan programs available in your area.
Explore More Resources
Our Tools & Resources
The Leahy Lending team is committed to finding solutions for each of our client’s unique needs. We offer the tools and resources to help you best prepare for the future.
Providing Our Clients the Best Mortgage Experience
We offer a variety of loans to buy your dream home, including Conventional, VA, FHA, Jumbo, and more.
Let us refinance your home to save money, consolidate debt, or put money back in your pocket to invest.
What Our Clients Say
Ryan and his team are simply top notch. From pre-approval to closing we have received nothing but stellar service and frequent updates. As first time home buyers, we were not sure what we were getting into, but Ryan helped us figure it out quickly and easily. Even our realtor said that Ryan and his team were the easiest lenders they have ever worked with. I will definitely be recommending Ryan to my friends and family.
My friend suggested Ryan Leahy's lending team as we were first time home buyers. From the initial stages of introductory discussions, we found Ryan to be very patient, prompt, attentive & responsive to any questions or queries we had. During entire Home loan process, he and his team was always on top of everything, guiding us through with proper due diligence expected. Due to this we were able to close on time even while on tight schedule. Ryan is a great person, very professional & pleasure to work with. I highly recommend Ryan Leahy & his team !!
Ryan was absolutely terrific to work with. I initially contacted him after doing research on mortgage brokers. He was very attentive to my long-term real estate plan and offered his expert opinion about how better to execute it. During the loan process, he and his team were on top of everything, and Ryan was available to answer all my questions along the way. We had a quick turnaround to close on the property and Ryan and his team made it happen! On the closing day, he called to congratulate me. He is a great person to work with, very professional, and extremely personable.
Ryan, Jay and the entire team at were BEYOND helpful during my refinancing process. They made everything so easy for me and my co-signers (who live across the country!) and I could not be happier with the outcome. They also connected me with a home insurance agent as I needed a new plan and I was able to save even more money! Saved big bucks during a tough time and now I have my go-to folks! Thank you Ryan, Jay and the entire team!
It's amazing how much we're going to be saving over the years. The team did a wonderful job at making this easy for us. Only one in-person contact was need to finalize the transaction. Perfect for these times.
Ready to Buy a Home?
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